We know that this is a challenging time for students, as you navigate the impact of COVID-19 in your academic, personal, and professional lives. The information below outlines financial supports available at Western and through the provincial/federal governments, as well as strategies for navigating summer/post-grad job prospects during these uncertain times.
What kind of financial support is available through Western?
If you have concerns about financing your education, appointments are available for students who would like to speak directly with a Financial Aid Counsellor. Topics of discussion could include reviewing your OSAP entitlement, applying for financial assistance, developing a personal budget, student financial planning, debt management advice or emergency financial assistance. To request assistance, complete a Virtual Helpline request form
, and a staff member will be in touch within 1 business day.
Funding commitments made to graduate students in their funding letters will be honoured, regardless of whether you are able to progress in your scholarly activities and/or duties due to the current disruptions. For more information on graduate-specific funding and fees please visit the School of Graduate & Postdoctoral Studies
Are you registered in courses for Fall 2020? You may be eligible for provincial and/or federal assistance through OSAP or other lending programs. Visit the Office of the Registrar
for more details, including application instructions and deadlines.
Western offers short-term loans to international students who encounter unforeseen financial emergencies. The maximum loan is $500. Financial emergencies may arise as a result of medical expenses, delays in transfers of funds from outside of Canada, expensive textbooks, moving, etc. Learn more at the International & Exchange Student Centre website
Are you registered in courses for the Fall 2020? The work study application will become available in late April. Work study offers an opportunity for students to work part-time at Western University in jobs that accommodate their studies. For more information and updated application deadlines, please visit the Office of the Registrar
The International Student Work Opportunities Program (ISWOP) is a work study program for international undergraduate (main campus degree) students designed to provide financial assistance through paid part-time employment on the campus. Learn more at the International & Exchange Student Centre website
What kind of financial support is available from the Provincial and Federal governments?
If you have stopped working because of COVID-19, the Canada Emergency Response Benefit (CERB) may provide you with temporary income support. The CERB provides a taxable benefit of $2,000 every 4 weeks, up to 16 weeks, to eligible works who have lost their income due to COVID-19. Click here to learn more and to access the online application
The federal government has recently announced an increase in student grant funding for the 2020-21 school year through the Canada Student Grant, in addition to an increase in the amount students can borrow under the Canada Student Loan program. Apply through your provincial lending authority
The Canadian federal and Ontario provincial governments are temporarily deferring loan payments and interest accrual for OSAP borrowers.
From March 30, 2020 to September 30, 2020, you will not be required to make any loan payments, and interest will not accrue on your student loans. Click here to learn more about temporary deferral
. For out-of-province students, please visit your government's website for detail about current financial aid deferral policies.
To help battle the COVID-19 outbreak, starting immediately, the government will remove the restriction that allows international students to work a maximum of 20 hours per week while classes are in session, provided they are working in an essential service or function, such as health care, critical infrastructure, or the supply of food or other critical goods. Learn more at the Government of Canada website
The government is providing up to an extra $300 per child through the Canada Child Benefit (CCB) for 2019-20. This benefit will be delivered as part of the scheduled CCB payment in May; no action is required if you already receive the CCB. If you do not already receive the CCB, click here to apply
If you are not already receiving support from Ontario Works (OW) or the Ontario Disability Support Program (ODSP), you can apply online
if you meet eligibility requirements.
The government is providing a one-time special payment starting April 9 through the Goods and Services Tax credit for low- and modest-income families. The average additional benefit will be close to $400 for single individuals and close to $600 for families. If you are eligible, you will get it automatically. Learn more about the Goods and Services Tax credit
What kind of jobs are available?
Internships/co-ops are a great way to gain paid, degree-relevant work experience. Visit Careers & Experience
for more information on the types of internship/co-op opportunities available through your faculty. Already approved for internship/co-op? Employers are still hiring! Visit Western Connect
to view current opportunities.
All Western students have access to the Western Connect
portal, which houses thousands of job opportunities on a yearly basis. Use your Western user ID and password to log in and access both summer and new graduate postings.
Interested in working at Western? Both full-time and part-time student roles are posted through the Working at Western
job board. On the left panel of “Search Jobs”
, use the filter to select which jobs display in the main panel (e.g., search by “Posting Type” > “Student”).
Other tips and information:
For those facing challenges with ongoing expenses or keeping up with regular payments, visit your bank's website
for options proposed by your bank in response to COVID-19, as they may be able to help with varying forms of relief on certain credit products, waive certain fees, and/or delay payments. For homeowners, you can access more information on mortgage payment deferrals via the Canada Mortgage and Housing Corporation website
During times of economic uncertainty, it’s important to monitor your spending and to only spend money on the essentials. For more information on best practices related to essential vs. non-essential spending, check out Module 1 of the Financial Consumer Agency of Canada’s online Financial Literacy Program
The deadlines to file your 2019 tax year return and to make any payments on taxes owing have been extended to June 1. Penalties and interest relief will be considered on a case-by-case basis for income tax balances not covered by the relief provisions described on the Canada Revenue Agency website. Visit the Canada Revenue Agency website
for more details.
Learn more about which employers are hiring during the COVID-19 pandemic, find advertised remote jobs, improve your job search skills, and look at key strategies for job searching or interviewing in difficult times - visit the Career Education website
for more details.
Adjusting to a new work environment can be difficult; for tips and strategies to help manage the unexpected stresses of working and living during the COVID-19 pandemic, check out http://www.learningsnippets.ca